Psychology is the study of behavior and mental functions. If you would like to study human mind and want to get a rewarding job in the field of psychology, then opting for an online psychology degree can be a worthwhile option. The field of psychology is wide and encompasses various aspects such as clinical, cognitive, comparative, developmental, educational, experimental, forensic, industrial-organizational, school and social. Thereby, online psychology degrees provide students with a great opportunity to choose their own area of interest. Moreover, earning an online degree in psychology also enables students to qualify for many entry-level jobs while developing skills needed for a variety of careers.

Specialty Areas in Psychology

• Clinical Psychology
• Cognitive Psychology
• Comparative Psychology
• Developmental Psychology
• Educational Psychology
• Experimental Psychology
• Forensic Psychology
• Industrial-Organizational Psychology
• School Psychology
• Social Psychology

Skills Attained through Studying Online Psychology Degree

Online Psychology degrees are available at associates, bachelors, masters and Ph.D. levels, and allow individuals to enhance their understanding of human behavior. Pursuing an online psychology degree provides students with an in depth knowledge of organizational behavior and increase their communications and writing skills. Additionally, an online degree in psychology enhances your creative critical thinking skills, understanding of individual human behavior that you’ll need to enter the job market.

Benefits of Getting a Psychology Degree Online

Pursuing a psychology degree online is indeed a flexible option that helps individuals to balance their professional and family life together. They can devise their own work schedule and study a time that suits you and fits around your current commitments. In addition, it helps individuals to pursue different career options in a variety of areas including school psychology, counseling psychology and health psychology or more. Career paths that can be pursued by earning an online psychology degree include:

• Case Management
• Career Counselor
• Rehabilitation Specialist
• Psychiatric Technician
• Sales
• Social work
• Labor-relations, personnel and training
• Administrative positions
• Marketing

Job Outlook for Grads with Psychology Degree

According to the U.S. Department of Labor, grads with online bachelor’s degree in psychology can pursue entry level careers in areas such as sales, marketing, case management, advertising, labor relations and more. However, job prospects for psychologists are expected to increase in the next decade. Career options are expected to grow by 12 percent through 2018. Qualified and trained psychologists can find jobs in different settings such as hospitals, schools, social service agencies, mental health centers, substance abuse treatment clinics and private companies.

Overall, opting for an online psychology degree is a great choice as it builds a deeper understanding of human and organizational behavior, while preparing you for several career opportunities in different health sectors.

Author Byline:

Richard Sandlar is a webmaster, editor and writer of specialized online education based blog which offers comprehensive reviews of accredited online degrees, accredited online colleges and universities.

When you’re embarking on the (usually) long and arduous journey of finding a job, taking on a temporary job can seem like a massive waste of time. After all, the position usually has a finite end in sight and doesn’t pay a glamorous amount of money. But if you position yourself right and use a temp job as ammo instead of viewing it with the general distaste that so many do then you can set yourself up for a better chance of success than the people who just spend all their time emailing out resumes.

1.     Experience

One of the awful contradictions of looking for a job is that most employers require previous experience. However if you’re looking when you’re fresh out of college or you’re trying to break into a new industry, previous experience doesn’t exist,which brings on the eternal catch-22: how do you get the job if you have no experience and no one is willing to hire you so that you can gain experience? This is where temp jobs come into play: if you can find a temp job within your desired industry then you open yourself up to gaining the valuable experience you’re lacking.

2.     Networking

It’s pretty basic: you’re going to meet a lot more people working a temp job then you will if you’re sitting behind a computer every day browsing internet job boards, and meeting one person could be the difference between being unemployed or embarking on a new career.

3.     Bolster up your resume

Not only will you be able to gain experience from a temp job – and that by itself will help give your resume a substantial boost – but you’ll be able to avoid the gap in employment history that comes from being out of work for a while. This looks infinitely better than having no employment over the span of several months and will show that you’re willing to take the initiative instead of sitting around waiting for life to hand you a new job – a desirable trait to most employers.

4.     Flexible schedule

Because most temp jobs are part-time you will have the benefit of bringing in some income while still being able to spend time searching for a permanent job. This really does combine the best of both worlds in a less than desirable situation.

 5.     Temp-to-hire

Some temp jobs offer the added incentive of being a temp-to-hire position, meaning that after a certain amount of time the employer could take you on as a full-time employee. This gives you a trial run of the company, allowing you to test it out and see if it’s something you’d like to do full-time without the commitment of accepting a full-time position right away.

Temp jobs may get a bad rap, but they’re actually a great way to fill the job void when you’re searching for employment. And if approached right, it could be just the weapon you need to launch yourself into a new career.

Author Bio:

This is a guest post from Laura Backes, she enjoys writing about all kinds of subjects and also topics related to internet service in my area.  You can reach her at: laurabackes8 @ gmail.com.

A common theme amongst organizations ranking in the top 100 of “Best Places to Work” is that many of them have internal training programs offered to their employees. These organizations may offer classroom based training, training partnerships with Universities, or computer based training to those interested in broadening their skill set.

When I first started my career I was lucky enough to work for one of the “Best Places to Work” at Booz Allen Hamilton. A few months after starting in my entry level position, I was thrilled to find their online training library with extensive courses around a number of different subjects. I quickly found more technical sections of their computer based training library and started a few courses.

I was working on a technical development team but was a testing analyst at the time. I didn’t have significant engineering or development skills as I graduated college with a social sciences degree but always wanted to learn more about the work we were doing. The courses that were offered to me allowed me an easy way to find out more about javascript, html, databases, and programming languages like php.

After a few months I found myself understanding the technical discussions our team was having and was able to contribute more into the technical design of the applications we were working on. I was able to better technically explain the problems I was discovering during testing and communicate those problems to the developers.

It wasn’t long after completing a few of the computer based training courses that I was given new opportunities from management. I could easily see that my direct effort to learn more from the computer based training that was offered to me was having an impact on my career. I was given new opportunities and able to develop in the real world the skills I had learned from training courses.

How Computer Based Training Can Help You

I’m confident that participation in computer based training can have a similar impact on others careers if you elect to take advantage of it. It doesn’t matter if what field of work you work in, there is probably courses and training material readily available to help you learn and open opportunities for you and your job.

Be sure to share with your managers and co-workers the courses you’re taking. Once they know your newly acquired skills, they’ll be more likely to look for you to solve related problems and provide additional insight. Communicating with them can open your career to new heights.

What If Computer Based Training isn’t Available To You?

Not all organizations have a library of computer based training available to their employees, but there is probably a significant amount of free information or courses on line that can help you get started. Sometimes your employer may even pay to allow you to take more advanced courses online.

Another option for you would be to speak with management about the benefits of Computer Based Training and pointing them to elearning solutions companies that can help them create courses that can benefit their employees and the organizations bottom line.

If you’re not sure if your organization offers computer based training courses I’d recommend reaching out to your Human Resources department. They often will have additional information about training opportunities and what is and is not available to you. They will also be able to help point you in the direction of how to gain company funds to help you improve your skill-set.

I’m confident that Computer Based Training made a huge impact in my career. Since gaining additional training and putting that training to real world experiences I’ve been able to continue develop and grow professionally. I’ve leveraged that initial skill-set to create my own business in a similar field and realize I wouldn’t have been able to do so without the initial assistance of the training courses I took.

Has a company you’ve worked for offered training that has changed your career? Tell us about it the comments below.

Dan Hinckley is a partner at MangoCo, a Virginia Based Website Design Company

The prospect of searching for a job can be just as difficult and mentally draining as actually having a job. Although both can be exhausting, the unemployed don’t get monetary compensation for their hard work. For this reason, unemployed individuals must obtain compensation and a sense of self-satisfaction through other means. One of the most effective ways that job seekers can gain a sense of accomplishment is by following the SMART strategy in their search. SMART is a popular mnemonic used by a wide variety of professionals that stands for Specific, Measurable, Attainable, Realistic, and Time-Bound. These concepts can apply to the job search in the following ways.

Specific

As a job seeker, your general goal will be, obviously, finding a job. However, setting goals that are broad and unfocused can be discouraging in your search because they don’t deliver the sense of accomplishment you need to persevere. To effectively work toward your ultimate goal of finding a job, set smaller and specific goals for each day. For example, you should set goals like calling 10 employers every Monday, or delivering 10 resumes every Tuesday.

Measurable

In addition to setting specific goals, set measurable guidelines to keep track of your accomplishments. These measurements can be in the form of time and other quantitative variables that signify progress. Try separating each aspect of your job hunt, like writing cover letters for your resume or connecting with at least three new professionals on LinkedIn by the end of each week.

Attainable

To make your goals attainable, seek out new opportunities to improve your own capacity to attain them. This can include something like earning your management degree to increase your appeal to employers, or utilizing resources at your alma mater to help connect you with hiring managers in your industry. Putting yourself in a better position to find a job will not only improve your odds of actually attaining one, but will also increase your sense of self-efficacy as well.

Realistic

Searching for a job can be a frantic time that makes you feel like you’ll take any job offered, but it’s important that you draw the line at what you are realistically capable of. For example, if you’re working on advancing your education, you probably won’t be able to send out 20 personalized resumes each day. Avoid overwhelming yourself and focus on maximum efficacy by setting goals that are truly realistic, such as having friends proof-read your resume and upgrading your LinkedIn account to increase your online visibility for potential employers.

Time-Bound

Time is a major factor for the unemployed; each day without a source of income is a day closer to even an even tougher economic outlook. Apply the Time-Bound concept of the SMART strategy to push yourself to meet your goals. For example, if a position just opened up at a company you would like to work for, don’t hesitate to submit your resume. If the position opened up on a Thursday, make it you goal to have your cover letter written and your resume submitted by Friday at noon to ensure a timely response and a higher chance of getting noticed.

Applying the SMART strategy to your job search not only improves your efficacy in finding a job, but can also prepare you for better management of your time and efforts in the workplace as well. Many businesses today utilize the SMART strategy to improve employee performance management, so understanding how this process works may even give you an advantage once you begin working at your new position.

With so many people now looking for jobs in the growing IT field, getting a leg up on your competitors is important both during the interview process and to remain as a competitive employee once you are hired. Having advanced training within your field like CCNA training will help you stand out among your competitors during the job search.

Information Technology is becoming increasingly important with nearly all of our business systems relying on computer technology to run and function. Knowing how to manipulate the computer to get the data that you want can be an advanced process, but one that is necessary to each field of study. Having the certifications and education that you need to do this quickly and easily will not only help you get the job that you want, but will make your job easier and more fulfilling.

IT education includes programming language, hardware and software, information systems and other computer processes. Depending on the job it can also include installing applications, networks, and databases depending on what is required of the position. Having the training to implement these items is an incredibly important part of the IT field and is covered in most basic IT training programs. There are many different parts of IT education like databases, networking, and computer engineering that all have advanced programming available, but everyone will have a basic understanding of these processes after a basic IT course.

Having the education and background in information technology that you need will make you a competitive candidate for any job position that you seek. Having certification in several different areas of expertise will not only show your all-around knowledge of the IT system, but will also give you a leg up in the job market. Having certifications means that you’ve invested your time in the courses that will give you the most benefit and will give you a head start on what you will need to know in a job setting whether you are working with hardware and software or whether you are setting up programs and databases. Each company has a slightly different set of needs from their IT professionals, so to be the best candidate for the job, it’s important to know your prospective employer’s IT needs and how you can work with the company to expand or improve their IT department.

The IT field is a large one, but having the correct education and certifications that you need to apply for and succeed in your field is incredibly important. Make sure that you have the IT education that you need to prepare yourself for business’ current IT needs as well as those to come and you will make yourself a prime candidate for any IT job that comes along.

Author’s bio: Ian Butler is an IT teacher working on Microsoft training programme. In his free time he writes articles on various IT topics.

It’s always a great feeling to be asked to interview for a position with a new employer. That feeling is then, unfortunately, replaced quickly by sinking dread. However, when you are preparing to go in for an interview, being nervous can distract you from some of the most important things that you need to be focusing on. So, the next time you get a call, take a minute to remember the four things you should never do when you go in for an interview.

1. Disregard Your Presentation

The first thing you need to consider before you go in is your outward appearance. People will make snap judgments about you based on your appearance, and there is no reason to give anyone cause to overlook you just because you don’t have a style that fits with the office culture. Look into the office dress code before you decide what to wear, and make an effort to dress like someone who would fit in perfectly at their office. You don’t want to try to fade into the background, but save the major style statements for another day. Stand out with lines and fit, rather than bright or distracting clothing and accessories. Make sure your car is looking good and that you have something to carry your resume in. Get a tote, shoulder bag, or briefcase to carry your things.

2. Neglect to Interview Them

We can get so caught up with striving to be desirable when we go in for an interview that it’s easy to forget that we are also there to see if this position will work for us, as well! Make sure to do some research on the company and list any questions you have for them or talking points that you would like to address further. Failing to ask your interviewer questions about the position looks immature, and it comes across as though you are not in very high demand or are not seriously considering whether the position is right for you.

3. Don’t Understand Why You Deserve the Job

You should have a very clear idea in mind about what the duties for the position will be, and why you are uniquely qualified to take them on before you interview. Even if the position is a little mundane, or someone with any degree could easily fulfill the requirements, make a list of specific experiences you have had that prepared you to take on this job now. Write down why you deserve the job and why you will be a good fit with this company, just so you can get it clear in your own mind. This is very important because, if you don’t know why you deserve the job, how will anyone else believe you do?

4. Be Clueless About Why You May Not Deserve the Job

As important as it is to know why someone should hire you, it is just as important to know why they shouldn’t. Take some time to list all your hesitations about why you may not be qualified or deserving of the position. Things like long breaks in employment or being fired from your previous job are always difficult to talk about during an interview, but it’s important to bring those things to light, at least for yourself. Next, figure out how you will work to overcome those potential limitations. Or, even better, think about ways that your unique experience may have provided you with even better preparation that what the average candidate may have had. If you are clearly able to address your limitations with your interviewer, he or she may be less likely to write you off for things that would usually get someone’s resume thrown out.

Byline:

Jane Smith is a freelance writer and blogger. She writes about criminal background check for Backgroundcheck.org. Questions and comments can be sent to: janesmth161 @ gmail.com

None of us wants to get fired from our jobs, especially in the present economic climate where nobody is quite sure what is likely to happen in the world over the next couple of years. Besides that, if you are lucky enough to get a new job you will have to start your long climb up the corporate ladder all over again. It is always best to change jobs on your own terms, such as when you are leaving to take on a better position that is more rewarding – not when your employer decides, and you could find yourself out in the street with no salary coming in next week.

With this in mind you don’t want to run the risk of losing your job when you are unprepared. It is therefore in your own interests to make yourself as fire-proof as you possibly can.  The following eight ways of making your present job more secure can help you retain your position while those around you might not be so successful.

Firstly you must always be aware that you are employed so you can either make more money for your employer than it cost him to hire you, or that your production can make life easier for your boss. If you fail on either front your position could become precarious. In other words you must become a valuable asset in your own right, one that your employer would not want to run the risk of losing. You can do this in various ways some of them include the following:

1.     Work Hard and Keep Learning

Never be satisfied that you have done enough. Work hard always and try to improve as you go. A clock-watcher is soon noticed as is a worker who is willing to stay on to finish whatever it is that you are currently working on before clocking off and going home for the day. Read up on all aspects of your job and become an expert in whatever it is you are employed to do.

2.     Treat Your Job as a Lifestyle and not Just Work

There is a big difference in approaching your job as being a part of your life and that of simply turning up in the morning to do your bit and go home at night to start living. When you enjoy going to work you will know you are in the right job and if you sincerely like your job it will show up in the type of work you produce.

3.     Be Willing to Give and Take

If you find yourself in the position where you will be temporarily out of pocket to get your job completed don’t hesitate to pay up. Even if you can’t be reimbursed at a later date (which on most occasions you will be) still go out of your way to get your job completed, if you have to do so. Such dedication will be appreciated and will not go unnoticed even if you sometimes feel it is.

4.     Always be Punctual

It is important to all employers that their staff is on the job when they are expected to be. Sleeping in and generally being tardy in your approach to your work does not endear you to your employer, so why antagonise him or her. Always be on time and have your work finished by any deadline you might be given, even if it means working overtime.

5.     Don’t Relate Your Work Effort to Your Salary

Although it is important to make sure, when you first apply for a job, that you will be adequately compensated, from there on put it out of your mind. Once you start work it is your job to put in not to evaluate your own worth. That is your boss’ role. Once employed you should do your best to carry out any task given you, as economically as possible. When you start thinking you are worth more than you are getting paid you are on the slippery slope out. The only way to handle a situation like this is to find another employer who is willing to pay more for your services. If you are successful you can give your current employer a choice on whether he or she is willing to pay more to keep you on, or you move on.

6.     Do the Work Your Boss Wants You to do

Although all employers want their employees to show initiative, you are still an employee and you must do what your boss wants you to do, not what you want to do. If you feel your job can be done more efficiently in another way, by all means talk it over with your boss but get his or her approval before you make any changes.

7.     Be a Pleasant Workmate

It is important that all workplaces are pleasant places to work in. Do your bit to make it so. Always be pleasant to your workmates as well as to your employer. If hard financial times hit and the company you work for has to make some employees redundant, it is always the less pleasant workers who will lose their jobs first.

8.     Never Behave Inappropriately

The office bully is never appreciated. Those who try to laud it over others by acting rudely or using bad language when it is inappropriate will not obtain support when it comes to thinning out the workforce because of an economic downturn.

This article was written by Justin Toladro a writer for lifeinsurancefinder.com.au, a website that compares life insurance quotes to help find the best policies in Australia.

Jobseekers feel worried even when it’s a one-on-one interview. And when it’s a panel interview (group interview), it might cause more worry among applicants. One thing that you always need to remember is that employers don’t hold panel interviews to create a fearful situation. They adopt this approach so that you can meet all the important people (who you’ll actually work with) in a single seating. That’s why, it’s important to prepare yourself to achieve success in a panel interview, no matter how many people are there in the group.

Given below are some key tips and useful pieces of advice that you can use to win a panel interview and get hired quickly.

Don’t Stare at a Single Person

A panel interview is a group interview, where you won’t be talking to a single person specifically. Each of the professionals that attend the interview are equally important. If you stare at just one person, you’ll only lose the essence of a panel interview and leave a bad impression.

Be Ready for Further Explanation

Everyone has their own listening style. When you respond, it might be just possible that you won’t send the same signal to everyone. Those who don’t get you instantly may ask you to repeat a response or ask for further explanation. These things happen in group interviews. So, you should be ready for that.

Practice Answering a Range of Questions

Questions asked during a one-on-one interview may be very limited. However, panel interviews are different in that sense. Different interviewers in the group might throw different types of questions at you. Apart from practicing commonly asked questions, also prepare on how to answer tricky, critical and behavioral interview questions to achieve success.

Ask Intelligent Questions

Since it’s a panel interview, you will need to convince most of the people in the group. It may be a little easier to convince or impress when you face a one-on-one interview. That’s why you should never ask very general or common questions. Ask intelligent questions to impress many in the group.

Give Examples

If you want to leave a lasting impression on each of the interviewers in the panel, you need to talk with examples. While explaining a point, talk about your own personal experiences from the past. Also remember to use figures to support the claims that you make.

Write Thank You Notes to Each Panelist

End the interview on a positive note. In any case, don’t forget to send thank you notes to each of the professionals who participated as interviewer. You can also use this opportunity to highlight your most essential skills and build important connections in the industry.

James Tomerson writes regularly on career, education and latest job trends. To read more from him, you can visit Jobdiagnosis.com, which also offers jobseekers a free career test to choose a career which is in tune with their career, aptitude and skills.

The past year hasn’t exactly been kind to the unemployed, but towards the end of 2011 the situation looked a little more promising. The Bureau of Labor Statistics revealed that the U.S. job market added 200,000 new jobs in December, resulting in a further drop in the unemployment rate from 8.7 percent to 8.5 percent. Compared with the 9 percent employment rate of the summer of 2011, these new figures indicate a very favorable future for the unemployed in 2012. Although the odds may be leaning toward your favor, it’s still important to focus on keeping up with the competition and improving your strategy for your 2012 job search by adopting the following new tactics.

Objectively evaluate your resume

You should never underestimate the power of a good resume when it comes to your job search. Your resume should not simply be scribbled out, copied several times, and submitted to every employer within reach. Instead, take time to evaluate and customize each resume according to the position for which you are applying. Always write a personalized cover letter for each position as well. Both your cover letter and your resume should directly indicate why you are the best fit for the job for which you are applying.

Further your education

The job market is filled with stiff competition in the form of graduates fresh out of college, holders of advanced degrees and well-experienced workers with a wide range of skills. To keep up with these highly valuable candidates, it might be in your best interest to further your education by going back to college or considering an online mba program. An online program would give you the unique opportunity to extend your degree without sacrificing valuable time for job searching.

Improve your online image

According to CareerRealism.com, 88 percent of employers will search for your name online to find out more about you. If your online presence is shabby or non-existent, it could cost you a job. Take advantage of the opportunity to show off your skills and credentials to potential employers by enhancing your professional appeal on Facebook, Twitter, Blogger, LinkedIn,and other online platforms. Look at these accounts through the eyes of an employer to determine what is appropriate and what isn’t.

Go where the competition isn’t

Sometimes your problem with finding a job is that you are looking in the same place as hundreds of other people, which dramatically reduces your odds. Instead of browsing the listings on Monster.com (where thousands of other people will be looking), take a more creative approach to determine who’s hiring. Watch the news often to see which companies recently received stimulus funds, signed a huge contract or had an otherwise highly successful year. These factors usually indicate that the company will create new jobs and be looking for new employees as a result.

Stay organized

Searching for a job can be a busy and stressful endeavor in general, but a failure to organize and plan appropriately can often exacerbate the situation. To avoid adding more stress than necessary, create schedules and track your daily activities to ensure better follow-up on the jobs you have applied for. Doing so not only reduces your stress levels throughout the process, but helps you more effectively balance several applications and interviews at once.

The self employed make up a bigger group today than they ever did before. In the past, if you wanted to be a graphic designer you would generally look for a graphic design studio that’s hiring. Today you place an ad on Craigslist. In the past, if you wanted to write for a living you would probably take assignments from magazines or an editor, today you find work online.

The recession happens to have hit at the same time as this wave of self employment, so of course, there’s been a lot of difficulty for people who work for themselves and find that sales aren’t always booming. If your business has taken a hit such as losing a major client or encountering some major expenses, there are a number of things that you can do to recover the blow. Here are a few strategies proven to work.

Downsizing

There’s a tendency in business for people to always want to go bigger and bigger. To an extent, there’s safety in size, but think of the business world like the ocean. Whales are less plentiful than other sea life because it takes so much in food and space and resources to sustain them. Shrimp on the other hand, crabs, fish, oysters show up in droves of thousands at a time. Shrimp are so plentiful that you can eat a dozen on a single plate and not think twice about it. Smaller companies don’t make as much money, but they don’t usually close their doors when the market shrinks, either.

When the company is just you, downsizing could mean getting rid of some of your superfluous expenses. If you live single in a two room apartment, you may as well downsize to a comfortable studio. If you drive two cars, you might sell one. If you rent an office somewhere, you could simply work from home. You can cut expenses at work such as getting rid of advertising campaigns that aren’t doing you any favours and holding blowout sales on products that aren’t selling. Get rid of anything that’s costing you more than it’s earning you.

Work Harder and Cheaper

One of the easiest ways to survive through tough times is to land more clients by offering more for cheaper. In these trying times, too many companies are still stuck on their old ways, ways and methods that worked like a charm ten years ago but are doing them no favours in the middle of the recession. They simply can’t or won’t compete with you if you offer better service at better prices.

They say that goods and services are worth what a person is willing to pay for them. Well, in tough times, you need to be brutally honest with yourself. Even if you’re, say, a cartoonist who usually works on a $200 page rate, if a $150 page rate can double your client base, then you’d be crazy not to cut your prices.

Moving On

As a last resort, sometimes it’s better to sell a business that’s only costing you money and move on. If you built a business from the ground up before, you can do it again. Look at your business in terms of gains and losses. If keeping your business going is going to cost you your retirement savings without paying you back over time, then it’s simply not worth it.

That being said, this really is a last resort. Don’t just give up at the first sign of adversity, rather, be willing to move on if that’s the corner you find yourself backed into. At the end of the day, it’s a business, not a hobby, and even if you only started the business for fun, it’s never fun to manage a failing business.

Loans and Credit

When the hit is a minor setback that you know you can recover from, it may be prudent to put your business credit card to work or seek a business loan to get you over the gap. All businesses face scenarios where they could easily get over the hump if only they had a little money to keep things going for the time being.

It’s important to know the difference between a hump and a business model that just isn’t working, but when it is a hump, the risk to your credit can actually be quite minimal. It can be more than worth the risk, just so long as that money is being used to get more cash flowing in and not merely to keep a sinking ship afloat a little longer.

Running your own business isn’t easy, but with a practical perspective and a bit of experience, it’s not impossible to get over a rough patch now and then.

Andy is the co-founder of CreditCardCompare.com.au. Based in Australia, his website provides a dedicated credit card comparison service that is impartial to the banks. For more of his writing, visit the blog.